Sunday, May 11, 2008

How God May Help You Save Money

Money is important. It means different things to different people. Different things are important to different people when it comes to money and happiness in life. Money may or may not bring happiness to you. But we can’t do without money. We all need money for different purposes.

If you need money, then you need to save. But how can you save if you don’t have much money to begin with or you’re living from paycheck to paycheck every month?

God may help you save your money if you apply the Biblical principles of saving.

The first Biblical principle of saving is gratitude. Be grateful of what you have, and stop complaining of your lack! Learn to live on a dime.

God may have given you less than others, but everything is relative. Presently, you may be struggling from paycheck to paycheck; you may be working hard, and still you can hardly keep your head above water.

"You plant much but harvest little. You have scarcely enough to eat or drink and not enough clothes to keep you warm. Your income disappears, as though you were putting it into pockets filled with holes." Haggai 1:6

Yes, your pockets may seem to be filled with holes. Nonetheless, be grateful! Instead of whining, put your time and effort on saving to live a debt-free lifestyle. Learn to live on a dime. Choose a credit card that helps you save. Look for a money-making opportunity.

The second Biblical principle of saving is sharing what you have with others. Yes, the more you give, the more you will receive. It is not the other way around: receiving more before giving more.

”’Bring all the tithes into the storehouse so that there will be food enough in my Temple; if you do so, I will open up the windows of heaven for you and pour out a blessing so great you won't have room enough to take it in! Try it! Let me prove it to you. . . . ,' says the Lord Almighty.’" Malachi 3:10-11

This leads to the third Biblical principle of saving: God owns it all. Whatever you have is not yours, but God’s. You are just a steward of God’s money. Once you understand this principle, you will be careful with your money – you will not spend it on yourself. However, to start saving, you must PAY YOURSELF FIRST. No matter how small your income may be, set aside a small sum each month before you pay others or your bills. If you diligently and truthfully apply the Biblical principles, God will make your both ends meet. Just trust Him!

Stephen Lau

http://www.smartcreditsmartmoney.com



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