Good money management is spending wisely, watching every dime spent and knowing for what it was spent on.
Wasteful spending often reflects bad financial decisions. It is your responsibility of “no waste” in your money management to keep you debt free. If you demonstrate impulsive buying with God’s resources entrusted to you, you may also make reckless financial decisions in your life. Disciplined spending mirrors prudent financial decisions.
Do you realize that you may have wasteful spending even on good purchases? Just take a look at what you may have accumulated in your attic, garage, or basement – miscellaneous paraphernalia that you neither need nor use. These “clutters” distract you from focusing on what is important in life, leading to bad decisions. That’s why you need not only to get rid of the clutters in your life but also to avoid acquiring more clutters as a result of wasteful spending.
Most “how to get organized” books don't help you get rid of your clutter; they only tell you how to fit more stuff into less space! And that's not what clutter-clearing is about. You need to get rid of the clutters before you "get organized." Otherwise what you end up with is a lot of very organized clutters. Learn how to get your life clutter free forever – which means no more wasteful spending.
Stephen Lau
http://www.stephenlau.name
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